Agent planner pro plus#
Agent planner pro professional#

occupational health benefits, including counselling and advisory service, eye care service and access to Help (our employee assistance service).

a range of flexible working options, including flexi-time - these depend on business needs, but our aim is to help you achieve a positive work-life balance.

leave for examinations, approved studies, public duties, special or reserve forces, environmental work, trade union representatives and health and safety representatives.

maternity, paternity and adoption leave scheme.

Agent planner pro plus#

holiday allowance related to grade and length of service, rising from 25 or 27 days to 30 days per year, plus 8 statutory public and bank holidays (pro-rata for part-time employees).a generous career average pension scheme.There are a range of benefits available when you work with us. We employ around 10,600 people throughout England in a variety of roles including: Financial planning professionals should be able to deliver a return on investment on their financial planning advice.You can search for a job, including entry level programmes, on our recruitment system. Moreover, CFPВ® professionals who offer standalone financial planning are even more uncommon.

Agent planner pro professional#

Discussing the impact of account and trust beneficiary designationsД®xpect more out of a financial planning relationshipДЇinancial planning delivered by a Board Certified, Certified Financial Plannerв„ў professional is relatively uncommon.

Ownership titles and titling of assets planning.

Explanation of estate planning structures/documents вЂ“ wills, powers of attorney, Trusts, etc.

General estate tax planning and education of trusts and estates General trust planning and education вЂ“ types, features and taxation.

General estate planning and gifting strategies.

Investment policy statement development.

Analysis and research on individual securities.

Socially responsible investing investment integration.

Risk tolerance/risk capacity/need tolerance assessment.

Risk and reward (risk tolerance analysis).

Discussion of qualified tuition/college saving plans.

Provide direction on ownership of assets.

Needs wants and wishes income planning strategies and implementation.

Required minimum distribution or 72t calculations and analysis.

Pension analysis benefits of lump-sum vs.

Education on withdrawal strategies and sequence of returns risk.

Act as a liaison coordinating of retirement plan service providers, product sponsors, or vendors.

Retirement plans analysis and education.

Savings planning to help clients meet their goal.

Social Security and Medicare health care cost planning.

Analyze and explain Income taxation of life insurance and annuity products.

Discuss statement of personal financial position.

Answer questions about investment tax issues.

General discussion of deductions and income recognition.

Pre-retirement death (economic value replacement) insurance.

Education on mortgage options and financing analysis.

Net present value calculations include time value analysis, future value, present value, the present value of an annuity due.

Importance of saving (dollar-cost average, compound interest).

Discussion of various mortgage options/real estate purchases.Provide financial guidance/planning for special circumstances including death, disability, job loss, monetary windfall, divorce, etc.Advice in a change of lifestyle or major life event (Marriage, divorce, children, job, education).Major purchase goal analysis and funding options.Determining clientsвЂ™ financial status by analyzing special needs, investments, taxation, employee benefits, etc.Creating a statement of personal financial position (net worth) and cash flow statement.Income Tax Calculator: Estimate Your Taxes Personal Financial Planning